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Gadgets:

Top Five Old School Hackers

Turning on the television brings news of hacking organizations like Anonymous, and logging into Facebook often brings claims that a friend’s account has been “hacked.” While the two terms are used to describe any unwelcome entry to an account or other online system, they really do not mean the same thing, and it is more than just guessing a password or taking the time to learn JavaScript.

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Gadgets:

Top 5 Augmented Reality Games

Fans of science fiction have been longing for realistic, full immersion, virtual worlds since the early 1980s when the potential implications of slipping away—either by choice or by force—into a virtually concocted universe both captivated and horrified audiences of movies such as Lawnmower Man and later The Matrix. Unfortunately, despite the immense effort and research devoted to making virtual reality technologies accessible to mass audiences in the 1990s, and despite the substantial developments in at-home gaming and hand-held devices over the last two decades, no clear path to the fulfillment of the virtual reality dream has been forged. Until recently, that is, with the advent of something called Augmented Reality (http://gravityjack.com).

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Around The Web

last update: March 30, 2015

Mobile:

Top 5 Apps to Travel With

Traveling is great. It’s fun and adventurous and sometimes, it’s very, very stressful. Flights get delayed and baggage gets lost and once we get there, new languages and food and street signs and maps are almost enough to take the joy out of traveling. But which the advent of apps geared towards travel, it can be all fun and games.

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Lifestyle:

Cheaters Using Technology and Winning

Bringing_Down_the_House

In the gambling world there are cheaters everywhere looking to cash in on making some money fast. So much so, they have used technology to win and many have actually beaten the system, but like any crime, it catches up to you and they did get caught.

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Social:

How Your Business Can Tell a Story without Using a Single Word

Every business can tell a story and it can be done without using a single word. As most of you have seen there has been a major increase in the amount of photos and videos being shared on various social networks. Each photo, video, and infographic tells a story, whether it is a funny animal or adorable kitty, something is being said with each post.

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Mobile:

Who Sits On The Mobile Throne: Apple or Google?

There are plenty of mobile users who will say that they are an Apple or Google fanatic, very rarely will you hear that they are a fan of both. Therefore, these too mobile giants are always battling it out to be the one who sits on the Mobile Throne.

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Social:

Which is better for Your Brand: Facebook or Google+?

There are plenty of social sites your company can choose to join. There are the big wigs, like Facebook and Twitter, which can help you spread the word about your brand. However, Google has also joined the race and unlike twitter, allows for businesses to create brand pages.

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Tips for Buying Life Insurance

Life insurance is an important component of financial planning. Unfortunately, finding the right product and price is a daunting task, especially with so many options available. From picking the right terms to understanding the clauses, there is a lot for you to sift through when you first get started. Therefore, consider some of these tips for buying life insurance to make sure you pick the right policy for you.

 

Consider Your Needs

Only you can understand your financial situation. Therefore, only you can decide how much life insurance you need – not the broker. You can estimate your coverage by adding your debt together, funeral costs and at least six months of your income and expenses. This total is your minimum coverage required if you choose to purchase life insurance.

 

Talk to a Broker

Brokers have access to a wide variety of life insurance products and services. They can offer advice and even different options so that you can choose the right life insurance policy for you. You should use an independent broker so that you are not pushed by a broker on a life insurance policy because it is the only policy their company offers.

 

Avoid One-Meeting Recommends

After you meet with your broker, you should have a secondary meeting to come up with life insurance options. If your broker comes up with options at your meeting, they are not getting to know you on a personal enough level to recommend life insurance. Brokers who are serious about life insurance will use the initial appointment to get to know their clients so that they can research and find the best polices for them and present them at a second meeting.

 

Insurance is For Protection Only

If your broker tells you that life insurance is an investment r offers policies that have a combined investment factor, back away. Life insurance at its most basic level is for protection only – not an investment. Therefore, policies should be for protecting your loved ones and your estate and not be for investing.

 

Comparison Shop with Similar Products

When you comparison shop, it is only effective if you are comparing similar products. While some online tools compare similar life insurance policies side-by-side, others require you to read the fine print. So, make sure you read the terms, monthly or annual premium amounts, exclusions and rules to ensure that you are comparing two similar life insurance policies – even if they are provided by a broker.

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