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There are plenty of mobile users who will say that they are an Apple or Google fanatic, very rarely will you hear that they are a fan of both. Therefore, these too mobile giants are always battling it out to be the one who sits on the Mobile Throne.
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Life insurance is an important component of financial planning. Unfortunately, finding the right product and price is a daunting task, especially with so many options available. From picking the right terms to understanding the clauses, there is a lot for you to sift through when you first get started. Therefore, consider some of these tips for buying life insurance to make sure you pick the right policy for you.
Consider Your Needs
Only you can understand your financial situation. Therefore, only you can decide how much life insurance you need – not the broker. You can estimate your coverage by adding your debt together, funeral costs and at least six months of your income and expenses. This total is your minimum coverage required if you choose to purchase life insurance.
Talk to a Broker
Brokers have access to a wide variety of life insurance products and services. They can offer advice and even different options so that you can choose the right life insurance policy for you. You should use an independent broker so that you are not pushed by a broker on a life insurance policy because it is the only policy their company offers.
Avoid One-Meeting Recommends
After you meet with your broker, you should have a secondary meeting to come up with life insurance options. If your broker comes up with options at your meeting, they are not getting to know you on a personal enough level to recommend life insurance. Brokers who are serious about life insurance will use the initial appointment to get to know their clients so that they can research and find the best polices for them and present them at a second meeting.
Insurance is For Protection Only
If your broker tells you that life insurance is an investment r offers policies that have a combined investment factor, back away. Life insurance at its most basic level is for protection only – not an investment. Therefore, policies should be for protecting your loved ones and your estate and not be for investing.
Comparison Shop with Similar Products
When you comparison shop, it is only effective if you are comparing similar products. While some online tools compare similar life insurance policies side-by-side, others require you to read the fine print. So, make sure you read the terms, monthly or annual premium amounts, exclusions and rules to ensure that you are comparing two similar life insurance policies – even if they are provided by a broker.
The cloud market is growing fast. Everyone is looking for the best way to store their data safely and securely, and cloud applications do just that. But before you go shopping around, it’s important to understand the different components of cloud apps.
Earlier this month, Canadian Web Hosting announced their full support for Windows Server 2012, which includes dedicated servers, virtual private servers, and cloud servers running Windows and Hyper-V. This update offers users new features like the ability to manage multiple Windows 2012 machines as a group, strengthened access to files and processes, and increased security and performance.
ICN.BG– a leader in virtual private servers, cloud servers, and a range of web hosting– recently launched an affordable communication service called ICN.BG Cloud Messaging. These new professional quality communication tools operate with virtual private servers and cloud servers to give businesses state of the art communication at an affordable price.
Any professional business is likely to make use of a virtual private server or cloud server like those which ICN.BG and Canadian Web Hosting support. With its increasing popularity and worldwide advances, virtual private servers are commonplace. While they are secure and extremely helpful in any business, there are steps that anyone can take in order to keep their VPS operating the best it can.
What is a Virtual Private Server?
A virtual private server, VPS hosting, is essentially a section of a server which operates as its own machine. It is a convenient way for persons within a business to share information in a way that saves data storage and memory. Virtual private servers also help to keep data safe from viruses and malware. Because a VPS acts as its own server, it allows businesses complete control over things like
- RAM / Memory
- Disk Space / Hard Disk
- IP Addresses
The use of a VPS can keep important data safe and make communication easy, but only if the VPS is setup and used correctly.
How to Stay Safe
First of all, keep records of the server, like snapshots of key points, for crash consistency. Also, be sure to use SAN storage and protect against hardware failure. If there are no safety precautions in place then one failure in the node of a VPS could cause the entire system to crash. Using SAN storage (system area network storage) is like insurance that if a node crashes, the entire system doesn’t go offline. Finally, prevent multiple machines in the same network from interfering with each other by setting them all on their own segment. Keeping everything separate will prevent one crashed machine from taking the others down with it.
Virtual private servers are an efficient way for businesses to protect themselves and communicate easily, if they are used properly. Prevent the entire system from crashing from one failure in the node or one offline machine. Companies across the world are adopting more powerful VPS and advances are being made available. This kind of technology can certainly make the business world more efficient at saving money and data space, but only if it is implemented correctly.